Terms & Conditions

Understanding our agreement is crucial for your investment journey with Liberty Capital Organization

Investment Agreement Terms

These terms govern your relationship with Liberty Capital Organization and outline the rights and responsibilities of both parties in our investment services.

Last Updated: January 2025

1. Account Eligibility & Registration

  • Minimum Investment Requirements

    To open an investment account with Liberty Capital Organization, you must meet the minimum investment threshold of $10,000. This requirement ensures we can provide optimal portfolio management services.

  • Identity Verification

    All investors must complete our Know Your Customer (KYC) process, providing valid government-issued identification, proof of address, and source of funds documentation.

  • Accredited Investor Status

    Certain investment products may require accredited investor status as defined by relevant financial regulatory authorities.

2. Investment Services & Management

  • Portfolio Management Authority

    By investing with Liberty Capital, you grant our investment team discretionary authority to manage your portfolio according to your selected risk profile and investment strategy.

    • Asset allocation decisions
    • Security selection and timing
    • Risk management adjustments
    • Rebalancing activities
  • Performance & Returns

    All projected returns (18-35% for crypto, 12-25% for real estate) are estimates based on historical data and market analysis. Past performance does not guarantee future results.

  • Investment Risk Disclosure

    All investments carry risk, including potential loss of principal. Market volatility, economic conditions, and regulatory changes may affect investment performance.

3. Fees & Compensation Structure

  • Management Fees

    We charge an annual management fee of 1.5% of assets under management, billed quarterly. This covers portfolio management, research, and operational costs.

  • Performance Fees

    For portfolios exceeding benchmark returns, a performance fee of 20% of excess returns may apply, subject to high-water mark provisions.

  • Transaction Costs

    All brokerage commissions, exchange fees, and transaction costs are passed through to the client without markup.

4. Security & Asset Protection

  • Custody Arrangements

    Digital assets are held with insured custodial partners offering $500M in cold storage insurance. Traditional assets are held with regulated custodians.

  • Insurance Coverage

    Our comprehensive insurance framework includes coverage for custody losses, cyber security breaches, and professional liability up to $100M.

  • Security Protocols

    We employ multi-signature wallets, hardware security modules, and regular security audits to protect client assets.

5. Withdrawals & Account Termination

  • Withdrawal Procedures

    Withdrawal requests require 5 business days for processing. Redemption fees may apply for early withdrawals from certain investment vehicles.

  • Account Termination

    Either party may terminate the investment management agreement with 30 days written notice. Outstanding fees and settlement of positions will be handled upon termination.

  • Inactivity Fees

    Accounts with no activity for 12 consecutive months may be subject to inactivity fees of $50 per quarter.

Important Notice

Investing involves risk, including possible loss of principal. The value of investments may fluctuate, and past performance is not indicative of future results.

These terms constitute a legally binding agreement. We recommend consulting with a financial advisor and legal counsel before making investment decisions.

Accept Terms & Conditions

By proceeding, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. Your agreement is required to use Liberty Capital's investment services.